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The PayPal Prepaid MasterCard is a PayPal-branded prepaid debit card. The card is not like a standard debit card that pulls funds from a checking account at your bank or credit union. Unlike a credit card, it does not let you spend money you don't have. The card does not pull funds from your PayPal account balance.
The OP seems to be confused. A vendor is not going to say on their site "We accept Paypal and Debit cards". This is because a Paypal or Debit card, having a Visa/MC logo on it, is treated as a credit card, and can be used to order anything online.
PayPal Prepaid Mastercard’s $4.95 monthly fee is about average for the prepaid cards NerdWallet surveyed, but some cards offer ways to waive their monthly fees or don’t charge them at all.
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